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  • Writer's pictureDorota Fraczek

Cat insurance

Updated: Jan 15

In the UK, cats are a beloved companion to many households. They bring joy and comfort, but as with any pet, they also come with their own set of expenses. One way to prepare for unexpected veterinary bills is to consider cat insurance. In this blog, we'll explore cat insurance in the UK, what it covers, and the most popular companies.

What is cat insurance?

Cat insurance is a type of pet insurance that helps cover the cost of unexpected veterinary bills. Policies vary, but most cover accidents and illnesses, as well as some routine care. Some policies also offer cover for things like theft, loss, and damage to property.

What does cat insurance cover?

The coverage provided by cat insurance policies can vary widely. Most policies cover accidents and illnesses, including diagnostic tests, surgery, and medication. Some policies also cover routine care, such as vaccinations and check-ups. It's important to read the policy documents carefully to understand exactly what is covered.

What are the most popular cat insurance companies in the UK?

There are several cat insurance companies in the UK. Here are some of the most popular:

  1. Petplan - Petplan is the UK's largest pet insurer and offers a range of policies for cats. They offer lifetime cover, which means that they will continue to cover your cat's conditions for their lifetime, as long as you renew your policy each year. They also offer a policy that covers dental treatment, which can be important for cats.

  2. Direct Line - Direct Line offers three levels of cat insurance cover: Essential, Advanced, and Complete. All policies cover accidents and illnesses, with the more expensive policies offering higher levels of cover. They also offer a 24/7 vet helpline that you can call for advice.

  3. Animal Friends - Animal Friends is a not-for-profit pet insurer that donates a portion of its profits to animal welfare charities. They offer a range of cat insurance policies, including a lifetime policy and a policy that covers complementary treatments such as acupuncture and hydrotherapy.

  4. More Than - More Than offers a range of cat insurance policies, including lifetime cover and a policy that covers dental treatment. They also offer a 24/7 vetfone service that you can call for advice.

  5. John Lewis Finance - John Lewis Finance offers two levels of cat insurance cover: Essential and Plus. Both policies cover accidents and illnesses, with the Plus policy offering higher levels of cover. They also offer a 24/7 vetfone service and a no-excess option.

In conclusion, cat insurance can help provide peace of mind and financial protection in the event of unexpected veterinary bills. There are several cat insurance companies in the UK that offer a range of policies with different levels of cover. It's important to read the policy documents carefully to understand exactly what is covered, and to choose a policy that meets your needs and budget.

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